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Home Loan Fees

How much home buyers expecting to pay to obtain a mortgage loan

We will be expanding all the fees that go in to buying a home such as down payment, and closing cost. Mortgage loans have buyer fees that can be involved with. These are the costs incurred by someone looking to purchase real estate, and they're something you should know before deciding on what type of mortgage might work best for your needs! The information in this video can help the buyers to understand their loan cost, however if there's anything else we could add or provide please let us know.

The bottom line: buyers need to know what this could cost them before making their decision Leanna Harris is one of the most knowledgeable and helpful mortgage officers I have ever met. She goes way beyond what you would expect from your typical bank employee to help her customers with any questions or issues that arise during their home purchase process. Leanna has real passion for her work, which shows in how dedicated she truly is towards helping others achieve success through homeownership.

How to Get Qualified

Mortgage Loan

Leanna Harris is one of the most knowledgeable and helpful mortgage officers I have ever met. She goes way beyond what you would expect from your typical bank employee to help her customers with any questions or issues that arise during their home purchase process. Leanna has real passion for her work, which shows in how dedicated she truly is towards helping others achieve success through homeownership. In this video we will show you how to get qualified for a mortgage loan and the process involved. There are two parts, first your credit score must meet certain requirements. Also, down payment amounts or income levels which also need consideration during an underwriting period before approval becomes possible

Second part involves going through paperwork - everything from writing out W-4 forms at work if applicable all way up until delivering them back signed by HR person. in this video we will show you the path to getting a mortgage loan and all of its steps. It is important that if someone wants their loans approved, they must complete each step correctly so it can go through with minimal complications along the way.

VA Loans and its Benefits

This video will show you how to apply for a VA loan, and all of the benefits that come with using one. The VA loans can be a great option for veterans and those looking to purchase their home. They come with many benefits, like reduced rates and Predictor Risk Segmentation analysis that helps predict future creditworthiness. Whether you're looking for a home purchase or refinance, VA loans can help cover the cost of your move with guaranteed interest rates and flexible repayment plans that fit any situation.

Check out this video to learn more about how they work! Leanna Harris is one of the most knowledgeable and helpful mortgage officers I have ever met. She goes way beyond what you would expect from your typical bank employee to help her customers with any questions or issues that arise during their home purchase process. Leanna has real passion for her work, which shows in how dedicated she truly is towards helping others achieve success through homeownership.

Private Lending

Legacy Second Chance Mortgage

They provide private real estate financing for individuals or entities seeking special terms or for those that may not qualify under traditional lending guidelines.

Their private financing is useful for individuals whose credit may have a few blemishes, debt to income ratios are a little high, past bankruptcy, insufficient work history, short sale history, self-employed, recently divorced, previous mortgage late payment or a variety of other situations. Property Investors use our financing for the ease and speed of the loan process, up to a 30-year amortization, lower down payment requirements or other situations similar to the individual borrower.Below are loan requirements, documents needed and fees to consider with you loan request (we can assist you with these items as needed):

1. Home Purchase Contract

2. Property inspection by a licenses Home inspector (recommended)

3. Property Appraisal

4. Property Insurance

5. 5.5% loan premium

6. Loans are originated and processed by a third party licensed loan originator.

7. Other fees may include document recording fees, courier fees, closing fees, loan servicing set up fee, pest inspection.

Home inspection

why it’s so important

Home inspections are an important part of the process for any home purchase. They allow potential buyers to get a feel on what they're getting into before committing, and also help sellers put their minds at ease knowing that everything will be as promised or better! Inspecting your prospective home before you buy it is an essential part of the buying process. It'll help to identify any major issues, like structural problems with walls or foundations; and make sure that all things considered - from plumbing fixtures in bathrooms down through tiny details such as light fixtures outside- there aren't going be surprises later on when remodeling! You want to make sure that the home has all of its basic amenities and nothing else prevents you from moving in, so it’s best for buyers do their homework before making any offers on homes they wish were going up against each other! Home inspections are an essential step in deciding whether or not you want to buy a house. The information gained from the inspection can help save money, time and headaches down the line!

What is Appraisal?

Home Inspection

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