Last updated: November 2026 | By PJ Zaji, Expand Realty Group
The quick version: Most Frisco homes for sale fall in Frisco ISD, where the 2026 combined tax rate is about 1.68% of value on the Collin County side and 1.63% on the Denton County side. After homestead exemptions, owners of a typical Frisco home pay roughly 1.35% to 1.45% of the home's value each year.
Two Frisco homes at the same price can carry very different tax bills. The county, the school district and any special district under the address all change the number. Use this guide to check a listing's taxes before you tour it.
Frisco 2026 Tax Rates at a Glance
Every Frisco address pays the city rate, one county rate, and one school district rate. Collin County addresses also pay Collin College. Here are the 2026 numbers per $100 of value, as posted by the City of Frisco:
| Where the home sits | City | County | College | School district | Combined |
|---|---|---|---|---|---|
| Collin County, Frisco ISD | 0.4255 | 0.1514 | 0.0812 | 1.0194 | 1.6776 |
| Denton County, Frisco ISD | 0.4255 | 0.1834 | none | 1.0194 | 1.6283 |
| Collin County, Prosper ISD | 0.4255 | 0.1514 | 0.0812 | 1.2141 | 1.8723 |
| Denton County, Lewisville ISD | 0.4255 | 0.1834 | none | 1.0778 | 1.6867 |
| Denton County, Little Elm ISD | 0.4255 | 0.1834 | none | 1.2252 | 1.8341 |
Rates for the 2026 tax year (City of Frisco fiscal year 2027). Frisco's city rate has held at $0.425517 for two straight years.
Which School District Is a Frisco Listing In?
A Frisco mailing address does not guarantee Frisco ISD. Parts of the city are served by Prosper ISD, Lewisville ISD and Little Elm ISD, and the gap in tax is real. On a $700,000 home, Prosper ISD instead of Frisco ISD adds about $1,100 a year after the school homestead exemption.
To check a listing:
- Open the home on Frisco homes for sale and note the school district in the listing details.
- Look up the address on Collin CAD or Denton CAD. The record lists every taxing unit and any PID or MUD.
- Confirm the school zoning with the district before you rely on it.
Exemptions That Shrink the Bill
- $140,000 school homestead exemption. Approved by Texas voters in November 2025. It comes off the school district portion only.
- 20% City of Frisco homestead exemption. Raised from 15% in 2025, the state maximum.
- Over 65 or disabled: an extra $60,000 off school value plus a school tax ceiling.
- 10% homestead cap: once homesteaded, taxable value can rise no more than 10% a year.
You file with your county appraisal district after you move in. Texas lets buyers apply in the year of purchase when the seller didn't already hold a homestead on the property. The standard deadline is April 30.
Sample Tax Bills on Frisco Homes
Frisco ISD, Collin County side, homesteaded, before small county and college exemptions:
| Price | Estimated taxes per year | Per month | Effective rate |
|---|---|---|---|
| $500,000 | $6,535 | $545 | 1.31% |
| $600,000 | $8,128 | $677 | 1.35% |
| $914,000 | $13,128 | $1,094 | 1.44% |
$914,000 is the median list price across 1,036 active Frisco listings on expandrealty.com in November 2026. Without a homestead, as on a rental or in the first year on a home that already had one, that same home would pay about $15,333.
PID and MUD Charges in Newer Frisco Communities
Some newer Frisco and nearby subdivisions add a public improvement district (PID) assessment or a municipal utility district (MUD) tax to pay for roads, water and amenities. Neither shows up in the city or school rate. When you look at new construction homes in Frisco, ask the builder for the PID or MUD rate and the payoff terms in writing, and check the appraisal district record before you sign.
Shopping Tips by Budget
- Under $600K: Frisco ISD homes on the Denton County side have the lowest combined rate. A $600,000 homesteaded home there pays about $7,830 a year, roughly $300 less than on the Collin side. Also compare Frisco condos.
- $600K to $1M: compare Frisco ISD listings in 75034 and 75035 against Prosper ISD homes at the same price. The school rate often decides the payment.
- Luxury: on Frisco luxury homes around $1.4 million, taxes run about $20,900 a year even with a homestead, so get the estimate early.
Want the lender's view, with full monthly payment examples? Read PJ's guide to living in Frisco, TX and Frisco vs Prosper on pjzaji.com.
Frequently Asked Questions
What is the Frisco, TX tax rate for 2026?
About $1.6776 per $100 for a Frisco ISD home in Collin County and $1.6283 per $100 in Denton County, combining city, county, college (Collin side only) and school rates.
Why are taxes higher on some Frisco homes at the same price?
The school district, the county, a PID or MUD, and the seller's exemptions all change the bill. Prosper ISD and Little Elm ISD addresses in Frisco pay roughly 19 to 21 cents more per $100 than Frisco ISD.
Is the tax amount on a listing what I will pay?
Not always. Listings often show the seller's bill, which may include an over-65 ceiling or an older value. Your bill resets based on your purchase and your own exemptions.
How do I know if a Frisco home is in Collin or Denton County?
Western Frisco is in Denton County and eastern Frisco is in Collin County. The county line doesn't follow ZIP codes, so search the address on Collin CAD and Denton CAD; only one will have the record.
Find Frisco Homes With the Right Tax Bill
Search all Frisco homes for sale, save a search, and ask us for a tax estimate on any listing. Call (469) 817-3700 and we'll pull the appraisal record, school district and any PID or MUD for you.
Expand Realty Group, brokered by Monument Realty, 3620 The Star Blvd, Suite 1205, Frisco, TX 75034. Estimates use published 2026 rates and are not tax advice. Confirm with the appraisal district and your title company.
