DFW is one of the fastest-growing housing markets in Texas, with strong job growth, new-construction homes, excellent schools, and diverse communities like Allen, McKinney, Prosper, Plano, and Celina.

Even with higher interest rates, builders and lenders (including me as a mortgage broker) are offering incentives such as rate buydowns, closing cost credits, and cash-back programs that make buying now more affordable.

Waiting may seem attractive, but the Dallas market is highly competitive.

Home prices are projected to keep rising due to population growth and limited housing supply.

Buying now lets you lock in today’s price and refinance later if rates drop, this way you gain equity instead of waiting and risking higher prices.

Many buyers think they need 20%, but programs in Texas allow as little as 3% down, with FHA options starting at 3.5%.

There are also VA and USDA loans with zero down.

As a mortgage loan originator, I shop over 280 lenders to match you with the lowest rates and best terms.

Homes are still selling, but it’s not the frenzy of 2021–2022.

Buyers are more selective and expect value.

If your home is priced correctly and marketed well, you’ll get showings and offers. If it’s overpriced or outdated, it will sit.

It depends on where you started.

The old-school strategy of listing high and planning to “come down later” doesn’t work well anymore.

Days on market matter a lot.

If your home sits too long, buyers start wondering “ what’s wrong with it “ and your leverage drops.

Price it right from the beginning, and you’ll usually net more than if you chase the market down.

Average homes in Collin County and surrounding suburbs move in 30–45 days if priced right.

If you overprice or ignore staging/repairs, expect it to take longer, sometimes months.